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Our system, 4X Dealer™, is suitable for a variety of currency needs

Once you have registered with us and received your user name and password, you can log onto the system and buy currency at live rates whenever and as often as you like.

One-off large payments

If you are making a one-off large payment you may want to use the system only once.   Your account will remain active for three months, and then we will automatically disable it.  If you find you need to make another purchase in the future, simply contact us and we will make it live again.  You do not need to re-register.

Deposits

If you are buying a property overseas, you may have to pay a deposit, typically 10% first, and the balance two to three months later.  This is no problem with 4X Dealer™.  You can buy the deposit currency first, and then log in whenever you need to buy the balance.  We can send the monies directly to your lawyer's or notaire's account.

Staged payments

If you are buying a new-build or off plan you may have to make staged payments to the builder or developer.  You can log on as often as you need and make a currency purchase.  The builder's or developer's bank account details will be stored in our system and you will not have to re-register.

Mortgage or Pension payments

Once you have bought your property, you may need to send smaller amounts of currency overseas regularly, for example transferring your pension or paying a mortgage.   Simply set up the account details in our system, and then transfer the required amount whenever you like.

Repatriating funds

If you receive an overseas pension, or salary, or need to repatriate other funds, 4X Dealer™ is ideal.  Again simply register with us and convert your money online at the best available exchange rate whenever you like.

Bank charges

Some banks, notably those in Spain, may make a charge to send or receive cross border funds.

We advise our customers to always check the charges for which they are liable when sending funds to a Bank in Spain. 4X will charge no transmission costs for delivering your funds.